Filing a first-party insurance claim for property damage means going up against the insurance company. Suppose the insurer denies your claim or tries to pay as little as possible. You need an insurance claims attorney to help you stand up for your rights. That’s where Tomlinson Law Group steps in. We are here to guide you through the first-party claims process and protect your rights at every step.
Trust us to handle all the details, take over communications with your insurer, and boldly advocate for you. Our team has in-depth knowledge of Florida property insurance law and a proven history of achieving successful outcomes.
When you partner with us, you can be confident with our capable first-party insurance claims attorney. Contact our Coral Springs office today to schedule your initial consultation. We represent homeowners and businesses throughout Florida. Se Habla Español!
Breaking Down First-Party Insurance Claims
First-party insurance claims are those you file with your own insurance company for losses covered under your policy. These claims arise when you experience a loss or damage that is directly insured, such as property damage resulting from a storm, rain, flooding, water, fire, and smoke.
Working with an experienced attorney can help maximize your benefits and protect your policyholder rights. At Tomlinson Law Group, we are highly experienced in handling first-party claims arising from:
- Hurricane and storm damage—Florida’s frequent hurricanes and tropical storms can cause extensive property damage, including wind and water damage.
- Flooding—Heavy rains and storm surges often lead to significant flooding, damaging homes and personal belongings.
- Fire and smoke damage—Accidental fires and smoke can damage structures and possessions extensively.
- Theft and vandalism—Break-ins and vandalism can lead to property loss and damage that needs to be compensated.
- Sinkholes—Florida is prone to sinkholes that can cause substantial property damage.
Knowing that dealing with these incidents can be overwhelming, we are here to offer guidance and support to help you recover and rebuild. Let us help you navigate the first-party insurance claims process and recover the full compensation you deserve.
How Florida Insurance Companies Handle First-Party Claims
Filing first-party insurance claims can come with several challenges, starting with the fact that insurers rely on complicated language in policies to:
- Deny claims: Insurers may deny claims, citing policy exclusions or lack of proper documentation.
- Underpay settlements—Insurance companies often offer settlements that don’t fully cover the cost of repairs or replacement.
- Delay payments—Inexplicable processing delays can slow down your recovery efforts, leaving you in a difficult position.
Moreover, there can be disagreements about what your policy actually covers, especially with complex damages. At Tomlinson Law Group, we understand how frustrating these challenges can be. Trust us to advocate for your rights and maximize your coverage.
Tips for Protecting Your Rights in First-Party Insurance Claims
Knowing that insurance companies hold all the cards in first-party insurance claims, here’s how you can protect your rights:
- Document the damage or loss thoroughly—Take clear photos and videos, and create a detailed inventory of all affected items, including their approximate value.
- Keep records—Maintain copies of all correspondence with your insurer, including emails and letters.
- Temporary repairs Make necessary temporary repairs to prevent further damage, and keep receipts for these expenses.
The best way to get the maximum compensation you deserve is to have informed guidance and dependable service from Tomlinson Law Group.
Why Choose Us?
Facing a denied or underpaid first-party insurance claim can be incredibly frustrating, but Tomlinson Law Group is here to help. If your claim is denied, we will thoroughly review the reason for the denial and gather additional evidence to support your case. We understand the intricacies of insurance policies and will work diligently to file an appeal on your behalf. Our goal is to ensure your claim is reassessed fairly and that you receive the compensation you deserve.
In cases of underpaid claims, we will analyze the settlement offer and compare it to the actual damage and repair costs. We’ll negotiate with your insurance company to seek a fair and adequate settlement. And we are well-prepared to take legal action to protect your rights and interests if necessary. With Tomlinson Law Group, you can confidently navigate the claims process, knowing that our experienced professionals will advocate for you at every step.
Representing Florida Policyholders in FIrst-Party Insurance Claims
Don’t let a denied or underpaid first-party insurance claim hinder your recovery. Call Tomlinson Law Group today and let us help you get the compensation you deserve.